Privacy Policy

Who are we?

‘We’, ‘us’ and ‘our’ refers to Future Investment and Finance Pty Ltd. ABN: 12 123 650 742, ACN: 123 650 742. We value your privacy and are bound by the Privacy Act 1998 (Cth) in collecting and using your personal information.

What information do we collect?

We collect any information necessary to provide you our services. This information includes but is not limited to your name, drivers licence number and credit history.

Why do we collect your information?

We collect your information to assess your eligibility for our services. We may also collect your information:

– to perform other administrative and operational tasks (including risk management, systems development and testing, credit scoring, staff training, and market or customer satisfaction research);
– to consider any concerns or complaints I raise against us and/or to manage any legal action involving us
– to identify prevent or investigate any fraud or crime, or suspected fraud or crime; and
– as required by relevant laws, regulations, codes of practice and external payment systems.

How do we collect your personal information?

Most of your personal information will be collected in person or over the phone when you apply for our services.

Do we disclose your personal information?

In assessing your suitability for our services or any other reasonable purposes we may disclose you personal information to:

– your referee(s);
– credit reporting or debt collection agencies;
– an organisation that is in an arrangement or alliance with us for the purpose of promoting or using their respective products or services (and any agents used by that organisation in administering such an arrangement or alliance);
– any service provider we engage to carry out or assist its functions and activities;
– participants in the payments system(including payments organisations and merchants);
– your joint borrower(s) or account holder(s);
– regulatory bodies, government agencies, law enforcement bodies and courts;
– other parties we are permitted or required by law to disclose information to;
– other financial institutions (such as banks);
– mortgage insurers and any reinsurer of any such mortgage insurer;
– any person who introduces you to us;
– any intending guarantor, and during the life of the guarantee to any guarantor;
– your authorised agents or your executor, administrator or your legal representative, your attorney or anyone acting for you in connection with your account.

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